Cost of Waiting Calculator

Buy this winter, or wait for spring? Change any number to match your search.

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Waiting costs you about $2,600

Waiting only comes out ahead if spring rates land below about 7.18%.

WinterSpring Rate after seller credit6.66%7.06% Principal + interest /mo$3,053$3,178 Extra payments over 5 yrs$7,512 Rent savings while you wait$4,912

The seller credit is the number that swings this. Call or text Matt for what sellers in your target neighborhood are actually giving: call 480-252-3608 or text 480-252-3608.

Estimate only, using principal and interest on a 30-year fixed loan. Real rates, credits, and buydown pricing vary by lender and property; this is not a loan offer or a prediction of rates or prices.